601 East Front Ave Ste 502 / Coeur d'Alene, ID 83814

Ph: 208.765.2620


Employee Benefits

Our comprehensive products, long-standing carrier relationships, and proactive approach to retaining budget goals, help businesses maintain their competitive edge.

Every employer is different, and we work with our clients’ to design a benefit plan that fits the needs of the company and their employees.




Group Medical Insurance

  • PPO
  • POS
  • HMO
  • HSA

Dental Plans

  • PPO
  • DMO
  • Incentive Designed
  • Roll Over Products

Group Life & Disability

  • Life and AD&D
  • Supplemental Life
  • Long Term Disability
  • Short Term Disability

Plan Designs

  • Self Funding Contracts
  • Stop-Loss
  • Retention Contracts
  • Mini-Max Contracts
  • International Group Travel Plans
  • Defined Contribution

Vision Plans

  • VSP
  • Vision Care Direct
  • Retiree Vision Plans
  • Reimbursement Plans

Plan Funding Products

  • FSA
  • HSA
  • HRA
  • VEBA

Administrative Services

  • Human Resource Assistance
  • Online Enrollment
  • Reporting Tools
  • Add Compliance Assistance

Retiree Resources

  • Medicare Supplement
  • PERSI Related Issues

Voluntary Work - Life Products

  • Accident
  • Critical Illness
  • Cancer
  • Voluntary Short Term Disability
  • Voluntary Long Term Disability




Bringing Solutions, and Strengthening the Value of Employee Benefits

Our experienced benefit consultants are committed to delivering tailored benefit solutions with thoughtful, strategic planning, and valuable professional services. We help our clients make informative decisions by bringing competitive, and effective benefit plans that are aligned with your needs.  

  • Comprehensive Plan Analysis
  • Creative Funding Options
  • Effective Plan Designs
  • Trusted partnerships with carriers and vendors
  • Contract comparisons and recommendations
  • Proprietary Data Analysis Tools




To support a successful benefits program, we streamline the administrative process and handle all employee benefit issues so you don’t have to. This allows your company to spend less time in the benefits administration, and more time doing what makes your company successful.

Our dedicated staff has the expertise to assist employees with understanding their benefits, and solving issues efficiently. We act as a liaison for employees to effectively communicate their issues to the carriers. Our goal is to reach an outcome that builds confidence and trust that the benefits your company provides are bringing value to your employees.  


Knowledgeable and Trusted Assistance with:

  • Claims Resolution
  • Appeals
  • Benefit Questions and Understanding EOB’s
  • Locating Providers within Networks
  • Billing Discrepancies
  • Benefit Enrollment Eligibility
  • Comparing Plan Options
  • Pharmacy
  • Claims/Medication Issues
  • Retiree /Medicare
  • Enrollment Assistance




Giving you tools and resources to educate your employees and streamline your benefits program.

Our Agency provides each client with customized benefit information to ensure employees are well informed and engaged in their benefits program. Employers can rely on resources at their fingertips with custom online portals, enrollment tools, and access to online HR forms and other communication.  

  • Open Enrollment Materials
  • Benefit Announcements
  • Employee Meetings and Presentations
  • Wellness Communications
  • Health Fairs
  • Benefit Booklets and Employee Election Summaries
  • Retiree Communications
  • Customized Benefit Website


"Helbling has provided expert guidance in health insurance plan design, education for our employees, reliable comparisons between insurance providers, contract negotiation and immediate assistance with problems large and small.

I have been in the human resources field for almost thirty years working in both corporate and public organizations. I have worked with many insurance companies and insurance agents. I can honestly tell you Helbling Employee Benefits is absolutely the best company in every way that I have had the privilege to partner with "

- HR Director 2009

"The staff at Helbling proved to be first rate when customer service was demanded. They accorded the same respect to current employees as they did retired staff. Their personal touch, immediate access, and even their website, were very well received by employees.

Their representatives worked alongside our bargaining unit president and administration to develop not just our proposals to insurance carriers, but presentations to our staff so they could more fully understand the changing landscape of their insurance program. Again, we heard many positive comments from staff. They were comfortable hosting meetings with staff, helping them one by one and in all ways were partners with our employees. "

- Superintendent 2012

"One phone call causes professional resolution by people who know their product and have meaningful relationship with the carriers."

- HR/Finance Director 2010

"The Helbling Benefits team brings a depth and breadth of knowledge and experience in all areas of employee benefits that is difficult to properly measure. Certainly the Helbling folks work extremely hard at renewal time to help us secure the richest benefit plans at the most reasonable cost possible, but Helbling staff members also work directly with our employees year round to sort out any problems, answer questions and resolve difficulties that naturally arise in the complex business of health care.

In addition, Helbling staff go above and beyond to help us stay abreast of changing legal requirements brought about by health care reform."

- Business Director 2012




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